Plan the cost of buying in Marbella
See the Andalusian transfer-tax and stamp-duty rates, followed by transparent worked figures for a €300,000 reference price.
A resale home in Andalusia uses the regional transfer-tax rate. A new home has a different tax calculation, so choose the property type before comparing totals.
Sourced figures
The list below separates the official Andalusian rates from the arithmetic. The worked amounts use the €300,000 reference price shown in the pinspain calculator.
- General transfer-tax rate for a resale home
- 7%Source: Andalusian tax legislation, BOE-A-2021-17915, rate checked October 2026.
- Transfer-tax multiplier used in the worked calculation
- 0.07Source: the official 7% Andalusian rate in BOE-A-2021-17915, checked October 2026.
- Reference purchase price
- €300,000Source: the reference value displayed by the pinspain buying-cost calculator, October 2026. This is an example input, not a Marbella market price.
- Transfer tax on the reference resale purchase
- €21,000Source: €300,000 multiplied by the official 7% rate in BOE-A-2021-17915, checked October 2026.
- Reference price plus transfer tax
- €321,000Source: €300,000 plus the €21,000 transfer-tax result derived from BOE-A-2021-17915, checked October 2026.
- Andalusian stamp-duty rate used for a new home
- 1.2%Source: Andalusian tax legislation, BOE-A-2021-17915, rate checked October 2026.
- Stamp-duty multiplier used in the worked calculation
- 0.012Source: the official 1.2% Andalusian rate in BOE-A-2021-17915, checked October 2026.
- Stamp duty on the reference price
- €3,600Source: €300,000 multiplied by the official 1.2% rate in BOE-A-2021-17915, checked October 2026.
- Reference price plus stamp duty only
- €303,600Source: €300,000 plus the €3,600 stamp-duty result derived from BOE-A-2021-17915, checked October 2026. This is not the full new-build total.
- Difference between the two worked tax amounts
- €17,400Source: €21,000 minus €3,600, using the official rates in BOE-A-2021-17915, checked October 2026. The taxes apply to different property types and are not alternatives on the same purchase.
How to use the figures
For a resale home, multiply the taxable purchase amount by the applicable transfer-tax rate. For a new home, stamp duty is only one part of the tax bill, so the €303,600 line above is not an all-in buying total.
Notary, Land Registry, legal work, financing and any property-specific costs belong on separate lines. Use the calculator with your own purchase price, then ask the professionals handling the transaction to confirm the final amounts.
Calculate with your purchase price
Choose Andalusia and the correct property type to see the estimated costs line by line.
Before relying on an estimate
A planning result helps you set a cash target. It does not confirm the legal condition of a particular home or replace the figures prepared for completion.
- Enter the agreed price.Do not substitute an asking-price average or a price from another property.
- Select resale or new build.The applicable taxes differ, so this choice changes the calculation.
- Request final figures.Ask your lawyer and notary to confirm the transaction-specific tax base, charges and invoices before signing.
The worked example explains the arithmetic. It is not a quote and is not legal, tax or mortgage advice.
Questions about Marbella buying costs
Is €300,000 an average Marbella property price?
No. It is only the reference input used to show the calculation. Enter the price of the property you are considering.
Do transfer tax and stamp duty both apply to the same purchase?
The worked transfer-tax figure is for a resale home. The stamp-duty figure belongs to the new-home calculation. Select the correct property type before using either result.
Does the worked total include every buying cost?
No. The figures isolate the stated taxes. Use the calculator for a broader planning estimate and obtain final transaction figures from your lawyer and notary.